Today is the 5th of March and I must ask you: did you start a monthly budget yet? You didn't. Instead of telling yourself, "I'll just wait until next month," start it now.
Having a plan for your money is the best way to get a handle on your expenses.
It doesn't have to be complicated. Take a piece of paper and write down all of your expenses, from debt to food to gas to miscellaneous.
Prioritize that list, from food, housing, and transportation costs at the top. At the bottom is your total debt and expenses. Minus your income from that total. If you're in the negative, you will have to go back and tweak something. If you have money left over, that's good.
But what to do with that left-over money?
Save. Give. Spend wisely. Get out of debt.
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