Debt limits what you are able to do

Having debt (in any amount) steals away from your income.  In return, it also steals away what you are able to do.

You are not able to give more.

You are not able to buy more.

You are not able to save more.

Even if circumstances arise and you find yourself in need of cash (a recent funeral you need to fly or drive to, for example) you may not be able to do this if you have debt.

Years ago, a friend's father passed away.  Even though I was much closer to where the funeral was, I was still not able to make the one and a half hour trek to go to it.  Why?  Because I had to work and we had debt.  The work was a second job, which I needed in order to keep up with our expenses (which debt was a large part of).  I felt bad for not being there.  His father was a great man.  I only bring this up now because the same friend had to travel the 6+ hours this past week to attend a funeral and I thought of how I wanted to be there at his father's funeral.

Having a sizeable amount of debt has affected our life dramatically.  It has hindered what we've been able to do and even save for.

If you're in debt, create a plan to get out of it.

If you're not in debt, create a plan to stay out of it.

And stick to it.

Have you done your taxes? What are you waiting for?

I'll keep this one short:

Have you done your taxes yet?

If you have, great!

If you have not, what are you waiting for?  Don't let this be another one of those late-night cram sessions we all did in college.  Do it now.

Need help?  Go to the IRS website.

Happy Valentine's Day, Sweetheart!

This was taken roughly 16 years ago, on our wedding day.  Can you guess who I am?  (Hint: I'm the taller one).

Need wedding ideas? Check out Oncewed.com

These days, coming up with new or unique ideas for your wedding can be daunting.

Never fear, Oncewed.com has come up with a list of ideas for your upcoming special day.

By clicking on the link above, the ideas range from:

Budget

Destination

Cultural

Vintage

Organic

Modern

Elegant

Rustic

Whimsical

DIY

There are thousands of ideas to choose from, so be sure to check out Oncewed.com's wedding idea site for ideas on planning your upcoming wedding.

Also, be sure to check out my ebook as well, and a link to it can be found here: 99 Ways To Have A Memorable Wedding On A Shoestring Budget

Wedding Season Countdown - Two Months and Counting

The typical wedding season starts in April, five months from today.

Is your wedding being planned for the summer of 2013? If so, then you're probably already planning for it.  If it's planned for 2014, chances are you're just starting the planning process.

There are many resources available on planning your wedding--many are listed by clicking the wedding tab along the side of this blog to sort through them all--and one such is the ebook 99 Ways To Have A Memorable Wedding On A Shoestring Budget which is available through the Amazon Kindle site.

Everything from starting a wedding budget and setting up a wedding fund, this short ebook is jam-packed with tips to get you started on your way to having a debt-free wedding.